Chargeback vs Refund: Which to Use and When
Chargeback vs refund: how each works, when to ask the merchant first, credit and debit card rules, PayPal disputes, evidence, and the UK Section 75 route.
2026-10-24 · 8 min read
Writing
How to get a refund, cancel a subscription that won't let go, dispute a charge, and reach someone who can actually say yes.
Chargeback vs refund: how each works, when to ask the merchant first, credit and debit card rules, PayPal disputes, evidence, and the UK Section 75 route.
2026-10-24 · 8 min read
Charged after cancelling a subscription? Confirm what happened, gather proof, write to billing with a deadline, then use your card issuer and the law.
2026-10-24 · 7 min read
A company said no to your refund. The steps that work, in order: policy, written request, phone call, escalation, card or PayPal dispute, complaints.
2026-10-24 · 8 min read
What a refund request email must include, subject lines that reach billing, friendly to final tone, deadlines, where to send it, and three sample emails.
2026-10-24 · 8 min read